<?xml version="1.0" encoding="ISO-8859-1" ?>
<rss version ="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
<channel>
<title>FSS Wealth and Pensions Ltd News Headlines</title><description>The latest news headlines and information in relation to the FSS Wealth and Pensions Ltd</description><link>http://www.fsswap.co.uk/</link><language>en-gb</language><lastBuildDate>Wed, 05 Aug 2026 10:58:43 GMT</lastBuildDate><copyright>Copyright: (C) FSS Wealth and Pensions Ltd. For further iformation visit http://www.fsswap.co.uk/</copyright><ttl>15</ttl><image><title>FSS Wealth and Pensions Ltd News Headlines</title><url>http://www.fsswap.co.uk/Feeds/Logo.gif</url><link>http://www.fsswap.co.uk/</link></image><atom:link href="http://www.fsswap.co.uk/Feeds/News.xml" rel="self" type="application/rss+xml" />

<item>
<title>The personal finance tasks business owners should complete before the end of 2026</title>
<description>As a business owner, you might neglect your personal finances because you&apos;re focused on those of your company. Here&apos;s a list of important tasks you should consider completing this year if you haven&apos;t already.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228159]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228159]]></guid>
<pubDate>Wed, 05 Aug 2026 10:08:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>4 estate planning lessons you could learn from JRR Tolkien&apos;s legacy</title>
<description>JRR Tolkien wrote stories that captured the imagination of millions. But his meticulous estate planning could also teach us some important lessons: discover more about four of these.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228157]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228157]]></guid>
<pubDate>Wed, 05 Aug 2026 09:58:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Investment market update: July 2026</title>
<description>Ongoing conflict in the Middle East and investor concerns that technology companies are overvalued continued to affect market performance. Find out what other factors may have impacted your investment portfolio in July 2026.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228155]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228155]]></guid>
<pubDate>Wed, 05 Aug 2026 09:34:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Explained: When Inheritance Tax could apply to gifts</title>
<description>Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Yet, gifting doesn&apos;t always mean that assets are excluded from your estate when calculating IHT. Find out what you need to know.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228153]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228153]]></guid>
<pubDate>Wed, 05 Aug 2026 09:20:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>2 upcoming ISA changes you should be aware of</title>
<description>Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. To cut through the sometimes confusing headlines, we explain the two changes you should be aware of.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228151]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228151]]></guid>
<pubDate>Wed, 05 Aug 2026 09:01:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Why spotting a financial scam could be harder than you think</title>
<description>Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228149]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228149]]></guid>
<pubDate>Wed, 05 Aug 2026 08:56:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>3 reasons you shouldn&apos;t overlook your pension when considering ESG</title>
<description>A growing number of people are considering ESG factors when making investment decisions. However, one area you might overlook is your pension.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228147]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228147]]></guid>
<pubDate>Thu, 09 Jul 2026 06:58:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>The £12.3 billion cost of delaying estate planning</title>
<description>Affluent families who delay estate planning could miss out on chances to reduce a potential Inheritance Tax (IHT) bill and pass more on to their families. Find out if you could benefit from considering IHT and how you might pass on assets tax-efficiently.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228145]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228145]]></guid>
<pubDate>Thu, 09 Jul 2026 06:27:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>How a cashflow model could provide clarity about your retirement income</title>
<description>Working out what your income might look like in retirement can be challenging. It may feel like there are too many uncertainties to consider, such as how your investments perform and how long you live. Find out how a cashflow model can remove the guesswork and provide the clarity you need to feel confident about the future.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228143]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228143]]></guid>
<pubDate>Wed, 08 Jul 2026 14:41:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>4 practical reasons to regularly contribute to your child&apos;s pension</title>
<description>In a bid to pass more wealth to their loved ones, a growing number of families are opening pensions for their children. Whether your child is still in nursery or already working their way up the career ladder, there could be benefits to making pension contributions on their behalf.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228141]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228141]]></guid>
<pubDate>Wed, 08 Jul 2026 14:30:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>What does a change in prime minister mean for your finances?</title>
<description>On 22 June, Keir Starmer announced he would quit as Labour Party leader. The decision had been anticipated in the media, but the changes still pose some uncertainty over the coming weeks. Find out what it could mean for your finances.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228139]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228139]]></guid>
<pubDate>Wed, 08 Jul 2026 14:26:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Investment market update: June 2026</title>
<description>Markets continued to be affected by ongoing conflict in the Middle East and technology stock volatility in June 2026. Find out what else may have affected the performance of your investments.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228137]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228137]]></guid>
<pubDate>Wed, 08 Jul 2026 14:23:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Investment market update: May 2026</title>
<description>There were highs and dips in the investment markets in May 2026. Discover some of the factors that may have affected your portfolio&apos;s performance.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228135]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228135]]></guid>
<pubDate>Mon, 08 Jun 2026 09:44:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>4 ways you could choose to pass on assets to loved ones</title>
<description>Do you want to create a legacy by passing on assets to your loved ones? There&apos;s more than one way to do it, including these four practical options.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228133]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228133]]></guid>
<pubDate>Mon, 08 Jun 2026 09:32:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Why the State Pension triple lock matters for retirees</title>
<description>The triple lock protects the spending power of your State Pension. Discover how the triple lock works, why it benefits retirees, and two more ways you could guard your retirement income from the effects of inflation.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228131]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228131]]></guid>
<pubDate>Mon, 08 Jun 2026 09:18:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax</title>
<description>With most unused pensions set to be liable for Inheritance Tax from 2027, more people are taking their tax-free lump sum early. Here are five questions to answer before deciding whether this is a suitable strategy for you.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228129]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228129]]></guid>
<pubDate>Mon, 08 Jun 2026 09:11:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Revealed: The hidden benefits of long-term financial planning</title>
<description>When you think about the benefits of long-term financial planning, the opportunity to work with a professional to increase your assets might be the first thing that comes to mind. While that might form part of some financial plans, the hidden benefits may be even more valuable to you.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228127]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228127]]></guid>
<pubDate>Mon, 08 Jun 2026 08:59:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Why you could benefit from reviewing your financial habits as you transition into retirement</title>
<description>Retirement is a significant life transition. Some of the financial habits that served you well during your working life might no longer suit your retirement lifestyle. Find out why.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228125]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228125]]></guid>
<pubDate>Mon, 08 Jun 2026 08:54:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>Tax-efficient ways for business owners to pay themselves</title>
<description>As a business owner, how you pay yourself matters. Doing so without considering the tax implications could mean you miss opportunities to make your income more efficient.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228122]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228122]]></guid>
<pubDate>Tue, 12 May 2026 14:13:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

<item>
<title>4 ways women could boost their confidence and close the pension gap</title>
<description>Research shows that, on average, women have less saved for retirement than men. Learn how building their financial confidence could help women close the gender pension gap.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228120]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228120]]></guid>
<pubDate>Tue, 12 May 2026 13:56:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
</item>

</channel>
</rss>
