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<title>FSS Wealth and Pensions Ltd News Headlines</title><description>The latest news headlines and information in relation to the FSS Wealth and Pensions Ltd</description><link>http://www.fsswap.co.uk/</link><language>en-gb</language><lastBuildDate>Thu, 16 Apr 2026 09:32:50 GMT</lastBuildDate><copyright>Copyright: (C) FSS Wealth and Pensions Ltd. For further iformation visit http://www.fsswap.co.uk/</copyright><ttl>15</ttl><image><title>FSS Wealth and Pensions Ltd News Headlines</title><url>http://www.fsswap.co.uk/Feeds/Logo.gif</url><link>http://www.fsswap.co.uk/</link></image><atom:link href="http://www.fsswap.co.uk/Feeds/News.xml" rel="self" type="application/rss+xml" />

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<title>Investment market update: March 2026</title>
<description>Conflict in the Middle East caused market volatility throughout March 2026. Find out what other factors may have affected your investments.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228109]]></link>
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<pubDate>Fri, 10 Apr 2026 08:07:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>4 ways you could pass on wealth and protect your chosen family</title>
<description>Deciding how to pass on your wealth, and who to, isn&apos;t always straightforward. Learn four options for leaving an inheritance for your chosen family.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228107]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228107]]></guid>
<pubDate>Fri, 10 Apr 2026 08:01:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>The importance of managing your pension withdrawals to protect your retirement lifestyle</title>
<description>Managing your pension doesn&apos;t stop once you retire and start to draw an income from it. In fact, it&apos;s just as important to remain engaged with your pension once you start depleting it as it was when you were contributing to it to avoid spending it too quickly.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228105]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228105]]></guid>
<pubDate>Fri, 10 Apr 2026 07:55:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>Should you delay your State Pension? The pros and cons explained</title>
<description>Thousands of people delay claiming their State Pension every year. There are some potential benefits, including managing their tax liability, but there are also drawbacks that are important to consider.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228103]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228103]]></guid>
<pubDate>Fri, 10 Apr 2026 07:50:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>What past market volatility has taught us about investor behaviour</title>
<description>The current situation in the Middle East has led to market volatility. While it might seem new, similar movements have happened before, and looking at how these events may affect investor behaviour could be useful.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228101]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228101]]></guid>
<pubDate>Fri, 10 Apr 2026 07:46:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>How psychology might affect your view of cash and safety</title>
<description>How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it&apos;s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228099]]></link>
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<pubDate>Fri, 10 Apr 2026 07:40:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>Investment market update: February 2026</title>
<description>In February 2026, ongoing uncertainty around trade tariffs and concerns about the impact of AI adoption on business profits affected markets. Read about some of the factors that may have affected your investment portfolio.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228097]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228097]]></guid>
<pubDate>Thu, 12 Mar 2026 10:35:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>The Capital Gains Tax essentials you need to know</title>
<description>The amount of Capital Gains Tax investors collectively pay is set to soar over the next six years. Find out how the tax works and what steps you might take to reduce a potential tax bill.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228095]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228095]]></guid>
<pubDate>Thu, 12 Mar 2026 10:26:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>Explained: Why your pension could become liable for Inheritance Tax</title>
<description>Next year, a significant change to how pensions are treated when calculating Inheritance Tax could mean more families become liable for the tax. Find out what you need to know to understand if your estate could be affected and how you might mitigate a potential bill.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228093]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228093]]></guid>
<pubDate>Thu, 12 Mar 2026 10:20:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>4 practical factors to consider before saving for retirement outside of a pension</title>
<description>More than half of UK pension savers are also building up retirement savings outside their pension. As pensions provide some useful benefits when saving for retirement, these savers could be missing out.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228091]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228091]]></guid>
<pubDate>Thu, 12 Mar 2026 10:15:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>How cashflow modelling can act as an early warning system for financial shocks</title>
<description>Financial shocks can have a devastating effect on your short- and long-term finances. While you can&apos;t remove the unexpected from your life, it is possible to be prepared, and a cashflow model could help you identify how.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228089]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228089]]></guid>
<pubDate>Thu, 12 Mar 2026 09:58:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>5 tips for overcoming the fear of investment uncertainty</title>
<description>Investing money can feel daunting because you can&apos;t be sure what your returns will be or whether you&apos;ll suffer a loss. While you can&apos;t eliminate uncertainty from investing, there might be things you can do to overcome the fear of the unknown if it&apos;s affecting your financial decisions.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228087]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228087]]></guid>
<pubDate>Thu, 12 Mar 2026 09:42:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>The money lessons you can teach children at every stage to boost their financial literacy</title>
<description>A new review has established that financial literacy education needs to be improved, from primary level through to post-16 education. Find out how children learn at different ages, and what you can do at home to support their money lessons.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228082]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228082]]></guid>
<pubDate>Fri, 06 Feb 2026 09:51:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>What you can learn from Michael Sheen about spending with purpose</title>
<description>Spending money with purpose can improve your wellbeing. With International Day of Happiness taking place on 20 March 2026, now is the perfect time to think about how you want to use your wealth in a meaningful way, taking inspiration from renowned actor Michael Sheen.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228079]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228079]]></guid>
<pubDate>Fri, 06 Feb 2026 09:44:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>The power of pension tax relief and how it could boost your retirement income</title>
<description>Pension tax relief can significantly bolster your future retirement income. Here&apos;s why it&apos;s worth ensuring you&apos;ve claimed all you&apos;re entitled to.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228077]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228077]]></guid>
<pubDate>Fri, 06 Feb 2026 09:35:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>2 reasons to mark the new tax year in your calendar</title>
<description>On 5 April 2026, the current tax year will end, and the new one will start the following day. Making a note of the deadline in your calendar could help you make the most of tax breaks as part of your financial plan.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228075]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228075]]></guid>
<pubDate>Fri, 06 Feb 2026 09:31:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>6 in 10 over-45s are underestimating the cost of care by thousands of pounds</title>
<description>A report suggests that 6 in 10 over-45s are underestimating the cost of a care home by thousands of pounds. Understanding the expected costs and creating a care plan could ease stress for you and your family should you need support in the future.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228073]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228073]]></guid>
<pubDate>Fri, 06 Feb 2026 09:21:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>Investment market update: January 2026</title>
<description>Geopolitical tensions and threats of trade tariffs continued to impact global investment markets at the start of 2026. Find out what factors may have affected your investments at the start of 2026.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228071]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228071]]></guid>
<pubDate>Fri, 06 Feb 2026 09:11:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>How fiscal drag could harm your finances as the government extends tax freezes</title>
<description>When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren&apos;t increasing. However, fiscal drag could still harm your finances over the long term.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228069]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228069]]></guid>
<pubDate>Wed, 14 Jan 2026 11:26:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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<title>2 reasons to combine your financial plan with your partner&apos;s</title>
<description>Love is in the air with Valentine&apos;s Day just around the corner. Amid planning romantic gestures, thinking about combining your and your partner&apos;s financial plans could be valuable. It may seem too practical for a day celebrating love, but it could support your relationship.</description>
<link><![CDATA[http://www.fsswap.co.uk/Article?Id=228067]]></link>
<guid isPermaLink="false"><![CDATA[http://www.fsswap.co.uk/Article?Id=228067]]></guid>
<pubDate>Wed, 14 Jan 2026 11:21:00 GMT</pubDate>
<category>NEWS AND INTEREST</category>
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