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What past market volatility has taught us about investor behaviour

The current situation in the Middle East has led to market volatility. While it might seem new, similar movements have happened before, and looking at how these events may affect investor behaviour could be useful.

 1month | NEWS AND INTEREST

How psychology might affect your view of cash and safety

How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities

 1month | NEWS AND INTEREST

Investment market update: February 2026

In February 2026, ongoing uncertainty around trade tariffs and concerns about the impact of AI adoption on business profits affected markets. Read about some of the factors that may have affected your investment portfolio.

 2months | NEWS AND INTEREST

The Capital Gains Tax essentials you need to know

The amount of Capital Gains Tax investors collectively pay is set to soar over the next six years. Find out how the tax works and what steps you might take to reduce a potential tax bill.

 2months | NEWS AND INTEREST

Explained: Why your pension could become liable for Inheritance Tax

Next year, a significant change to how pensions are treated when calculating Inheritance Tax could mean more families become liable for the tax. Find out what you need to know to understand if your estate could be affected and how you might mitigate a potential bill.

 2months | NEWS AND INTEREST

4 practical factors to consider before saving for retirement outside of a pension

More than half of UK pension savers are also building up retirement savings outside their pension. As pensions provide some useful benefits when saving for retirement, these savers could be missing out.

 2months | NEWS AND INTEREST

How cashflow modelling can act as an early warning system for financial shocks

Financial shocks can have a devastating effect on your short- and long-term finances. While you can’t remove the unexpected from your life, it is possible to be prepared, and a cashflow model could help you identify how.

 2months | NEWS AND INTEREST

5 tips for overcoming the fear of investment uncertainty

Investing money can feel daunting because you can’t be sure what your returns will be or whether you’ll suffer a loss. While you can’t eliminate uncertainty from investing, there might be things you can do to overcome the fear of the unknown if it’s affecting your financial decisions.

 2months | NEWS AND INTEREST

The money lessons you can teach children at every stage to boost their financial literacy

A new review has established that financial literacy education needs to be improved, from primary level through to post-16 education. Find out how children learn at different ages, and what you can do at home to support their money lessons.

 3months | NEWS AND INTEREST

What you can learn from Michael Sheen about spending with purpose

Spending money with purpose can improve your wellbeing. With International Day of Happiness taking place on 20 March 2026, now is the perfect time to think about how you want to use your wealth in a meaningful way, taking inspiration from renowned actor Michael Sheen.

 3months | NEWS AND INTEREST
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FSS Wealth and Pensions Ltd
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Financial Services Scotland House, 1 Glebe Street, Stevenston, Ayrshire KA20 3EN
Tel: 01294 539267
FSS Wealth & Pensions Ltd is authorised and regulated by the Financial Conduct Authority. FCA No: 844153. FSS Wealth & Pensions Ltd is registered in Scotland, company No: SC624628.
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