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Investment market update: September 2025

Despite disappointing economic data in the UK and further afield, there was positive news for investors during September 2025, including a rise in markets. Find out what factors might have influenced the performance of your investment portfolio.

 4d | NEWS AND INTEREST

£48,000 was lost to pension fraud every day in 2024

Scammers stole more than £17.5 million from pensions in 2024, according to Action Fraud. The organisation has identified two prevalent ways criminals are targeting their victims. Find out more about the warning signs you should be aware of.

 4d | NEWS AND INTEREST

3 reasons why pension consolidation could boost your retirement income

Have you accumulated multiple pensions over the years? Discover three reasons why consolidating your pension funds could boost your retirement income, and key downsides to consider.

 4d | NEWS AND INTEREST

Why stock market volatility can trigger financial bias

When markets experience volatility, even level-headed investors can let their emotions or other influences affect their decisions. Discover some of the ways financial bias might affect your decisions when the value of your portfolio rises or falls.

 4d | NEWS AND INTEREST

5 signs that financial bias could be affecting your decisions

Everyone is affected by bias when they’re making decisions. However, while some choices will have little effect on your future, financial decisions could significantly affect your long-term security. So, here are five signs that financial bias might be affecting your choices.

 4d | NEWS AND INTEREST

Phasing into retirement: The flexible options you might consider

Almost half of workers aged over 50 are already phasing into retirement or would like to do so in the future. Find out why a gradual approach to retirement could be attractive, along with some of the options that could allow you to do so.

 4d | NEWS AND INTEREST

5 challenges a financial midlife MOT could help you overcome

Your midlife can be an exciting time. It might also present some new challenges, such as retirement planning with a partner or supporting elderly relatives. Arranging a financial midlife MOT could help you overcome obstacles and feel more confident as you prepare for the next chapter.

 1month | NEWS AND INTEREST

How pension and Inheritance Tax policy changes could affect your legacy

From April 2027, pensions are expected to fall within your estate. This may mean reviewing your estate plan or that you need to consider Inheritance Tax for the first time. Find out more about the policy change and why it could affect your legacy.

 1month | NEWS AND INTEREST

What could a Labour wealth tax look like?

Chancellor Rachel Reeves is facing some difficult decisions ahead of the Autumn Budget, and one option that’s reportedly under consideration is a wealth tax. Find out how a wealth tax could work in the UK.

 1month | NEWS AND INTEREST

Don’t have a will? Here’s how your estate would be distributed under intestacy rules

The number of people passing away without a valid will increased by 25% between 2020/21 and 2023/24. Discover how your estate might be distributed under intestacy rules, and why it’s important to set out your wishes in a will.

 1month | NEWS AND INTEREST
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FSS Wealth and Pensions Ltd
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Financial Services Scotland House, 1 Glebe Street, Stevenston, Ayrshire KA20 3EN
Tel: 01294 539267
FSS Wealth & Pensions Ltd is authorised and regulated by the Financial Conduct Authority. FCA No: 844153. FSS Wealth & Pensions Ltd is registered in Scotland, company No: SC624628.
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