FSS Wealth and Pensions Ltd is a team of fully qualified financial advisers based in North Ayrshire, covering the whole of Scotland. We offer advice on Investments and Pensions solely.
From your first investment to entering retirement – we’ll look after your financial planning needs. Our advisers will guide you, providing solutions tailored to your needs and giving expert advice at all stages of your journey, giving you comfort that we have you covered at all of life’s major milestones.
Please note that all calls are recorded for training and monitoring purposes.
While global government policy – particularly US trade tariffs – continued to influence the value of investments in August 2025, many markets experienced less volatility compared to the start of the year. Find out what factors may have affected the performance of your investments recently.
Learn MoreA survey suggests many investors expect an “unrealistic” average annual return of 9.2%. Find out why improbable returns could harm your financial plan and how to set realistic expectations.
Learn MoreThe number of people passing away without a valid will increased by 25% between 2020/21 and 2023/24. Discover how your estate might be distributed under intestacy rules, and why it’s important to set out your wishes in a will.
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